Workers' Comp Settlement Calculator
Estimate a work-injury lump-sum settlement range from medical costs, wage loss, and permanency, with the method shown.
How this range is built
How workers' comp settlements work
- Your impairment rating (assigned at maximum medical improvement) and your state's disability schedule
- Whether you can return to your old job or are restricted to lower-paying work
- The cost of future treatment the injury will require
- Whether the settlement closes out future medical (a "full and final" settlement)
Common questions
How is a workers' comp settlement calculated?
Unlike a personal-injury claim, workers’ comp does not pay for pain and suffering. A lump-sum settlement instead reflects your future medical needs, your wage-loss benefits (often about two-thirds of your average weekly wage), and a permanent-disability component based on your impairment rating and your state’s schedule. This tool gives a rough range from those drivers.
What is a permanent disability rating?
After you reach maximum medical improvement, a doctor assigns an impairment rating (a percentage). Your state’s workers’-comp schedule converts that rating into weeks of benefits, a major driver of the settlement. Because every state differs, treat the estimate as a starting range.
Can I get a lump sum?
Often yes, many workers’-comp claims resolve as a lump-sum settlement that may close out future medical, future wage benefits, or both. Knowing a realistic range first helps you avoid settling a lifetime injury for too little.
Want to know what it’s really worth?
Get a free, no-obligation review from an injury attorney licensed in your state. You’re under no pressure to hire anyone.
- Free consultation, no upfront cost
- You choose whether to proceed
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