Car Accident Settlement Calculator
Estimate an auto-injury settlement range from your medical bills, lost wages, and fault share, honestly, with the method shown.
How this range is built
What drives a car accident settlement
- Economic damages, medical bills, lost wages, and vehicle/property loss
- Injury severity & permanence, the multiplier lever (whiplash vs. surgery vs. permanent injury)
- Fault, your comparative-negligence share reduces the range
- Insurance limits, the at-fault driver's policy can cap the real payout
The multiplier method, shown in full.
No proprietary score, no hidden inputs. It is the same approach insurers and attorneys use to value general-damages claims, so you can check our math.
Read the full methodologyMedical bills (to date and expected) plus lost wages, your documented "specials."
Pain & suffering = medical bills × 1.5–5, depending on how serious and lasting the injury is.
Economic damages + pain & suffering gives a low-to-high settlement range.
If you were partly responsible, the range drops by that percentage (comparative negligence).
Common questions
How much is my car accident claim worth?
It depends on your medical bills, lost wages, how severe and lasting the injury is, who was at fault, and the at-fault driver's insurance limits. We turn the first factors into a range with the multiplier method; the fault field reduces it for comparative negligence. Policy limits can cap the real-world payout regardless of the estimate.
How does fault affect my settlement?
Most states use comparative negligence: if you were partly at fault, your recovery is reduced by your percentage of fault. A few states bar recovery entirely if you are 50–51% or more at fault. Move the fault slider to see the effect.
What if the other driver had low insurance?
A settlement can be limited by the at-fault driver's policy limits. If your damages exceed those limits, your own underinsured-motorist coverage may apply. That is exactly the kind of issue an attorney reviews for free.
Want to know what it’s really worth?
Get a free, no-obligation review from an injury attorney licensed in your state. You’re under no pressure to hire anyone.
- Free consultation, no upfront cost
- You choose whether to proceed
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